Instant Sales Tax + RTP® Real-Time Payments for Automated, Compliant Settlements
TodayPayments.com empowers businesses to automate sales tax and instant settlement by integrating real-time RTP® payments with embedded compliance, resulting in secure, scalable, and transparent payment flows.
TodayPayments.com is a trusted fintech partner for modern payment infrastructure, combining real-time RTP® settlement with automated sales tax solutions. We equip businesses and platforms with intelligent billing, instant funds transfer, and compliance certainty from checkout to reconciliation.
Merge Real-Time Payments with Tax Compliance
In a digital economy where timing and accuracy matter, combining automated sales tax calculation with RTP® Real-Time Payments is a breakthrough for businesses of all sizes. Every A2A, B2B, B2C, or C2B transaction can now settle in real time—with compliant tax included and confirmed Good Funds delivered instantly.
Instant Sales Tax for RTP® simplifies tax and payment workflows, automates jurisdiction-based calculations, and ensures regulatory alignment while accelerating your accounts receivable and settlement cycles.
RTP® + Tax Compliance = Payment Certainty
Ask us How:
Real-Time Payments RTP® to Receive and Pay A2A, B2B, B2C, C2B using Instant Sales Tax enables real-time, automated sales tax calculation and secure RTP® payment processing for businesses and consumers, ensuring compliant, instant settlement across all transaction types. This gives merchants and platforms the power to process payments with full tax accuracy and get paid within seconds.
With ISO 20022-compliant Request for Payment (RfP) messaging, businesses can embed invoice IDs, tax amounts, and jurisdictional codes directly into their RTP® requests. These messages can be sent individually or as part of a recurring billing schedule—supporting batch uploads and variable payment amounts with confidence.
TodayPayments.com enables batch processing via Excel, XML, or JSON, allowing businesses to upload thousands of RTP®-ready payment files at once—each containing real-time tax details calculated by ZIP+4 and product type. As a result, your tax and payment records are accurate, up to date, and fully compliant with remittance regulations.
This all-in-one solution is ideal for companies with multi-state exposure, recurring billing cycles, digital commerce flows, and B2B tax obligations. From invoice to instant payment, TodayPayments.com simplifies operations and accelerates collections—while ensuring 100% sales tax compliance.
RTP® Core Parameters
- Payment Rail: RTP® – The Clearing House
- Settlement Speed: Instant (<10 seconds)
- Payment Types: A2A, B2B, B2C, C2B
- Compliance Layer: Automated sales tax calculation per jurisdiction
- Messaging Format: ISO 20022
- Batch Upload Support: Yes (.XLSX, .XML, JSON)
- Alias Support: Email, mobile, tokenized ID
- Request for Payment (RfP): Supported
- Notification: Real-time confirmations with audit trail
Key Attributes
- Dynamic tax lookup at payment initiation
- One-time or recurring billing with embedded tax rules
- Line-item breakdowns for tax, subtotal, total in ISO 20022
- Encrypted RTP® transactions with irrevocable settlement
- Payer notifications and real-time tracking
- ERP, QuickBooks®, and CRM integration ready
Business Benefits
- Eliminate separate tax and payment workflows
- Ensure compliant tax calculation for every U.S. state
- Reduce fraud and chargeback exposure with RTP® Good Funds
- Streamline reconciliation with real-time payment status
- Batch upload 100s of invoices with embedded tax logic
- Speed up cash flow while improving accuracy and compliance
Platform Features
- Upload .XLSX, .XML, or JSON invoice batches with tax calculated automatically
- Send Request for Payment (RfP) messages with itemized billing and tax
- Calculate local, county, and state sales tax in real time
- Instant fund deposit via RTP® to recipient account
- Enable alias-based payments for mobile and text-based invoicing
- Rich ISO 20022 data support for audit and ledger precision
Whether you're invoicing a supplier, billing a subscriber, or accepting a one-time mobile payment, RTP® + Instant Sales Tax from TodayPayments.com gives you:
✅ Instant Good Funds
directly to your bank
✅ Real-time sales tax
calculation with embedded metadata
✅ Secure,
ISO 20022-compliant RTP® messages
✅
Batch invoicing tools for recurring and variable
transactions
✅ Mobile-friendly alias-based
invoicing
✅ Full transparency for remittance
and reconciliation
Visit https://www.TodayPayments.com today to activate RTP® + Instant Sales Tax integration—and collect what’s yours instantly, securely, and with tax built-in.
Creation Request for Payment Bank File
Enhance Your Instant Sales Tax Payment Requests with FedNow’s ISO 20022 Messaging
Streamline Payments with Advanced Request for Payment Options:
Harness the power of FedNow's Request for Payment system to transform how you manage invoices and remittances. Our platform supports diverse data integration options, allowing payees to incorporate detailed invoice data directly within the RfP message or link to a comprehensive Merchant Page.
Flexible Invoice Details with ISO 20022 Messaging:
Leverage the flexibility of ISO 20022 messaging standards in our RfP system. You can choose to display crucial payment details directly in the message with a concise 140-character description, or through a dynamic "Hyper-Link" leading to a detailed Merchant Page. This Merchant Page can be hosted either on your website "Your Website" - Hosted Payments Page or TodayPayments.com/HostedPaymentPage.html through our seamless integration solution.
Customizable Merchant Pages for Enhanced Customer Experience:
Create a Merchant Page that not only details all the MIDs you own but also presents these options attractively to your customers through the RfP. This customization ensures that whether your payer opts for Real-Time Payment, Same-Day ACH, or Card transactions, they can easily navigate and complete their payments through a simple click on the hyperlink provided on your Merchant Page.
Call us today and receive the .csv or .xml FedNow® or Request for Payment (RfP) file you need—all during your very first phone call! We guarantee that our comprehensive reports integrate flawlessly with your bank or credit union. As pioneers in recognizing the benefits of RequestForPayment.com, we have stayed years ahead of our competitors. Although we are not a bank, our role as an "Accounting System" within the Open Banking ecosystem enables us to work with billers to create effective RfP files that seamlessly upload to the biller's online banking platform. U.S. companies rely on our expertise to learn how to deliver the RfP message directly to their bank with precision.
Our advanced solution, Today Payments' ISO 20022 Payment Initiation (PAIN.013), demonstrates how to create a Real-Time Payments Request for Payment file that sends a clear message from the creditor (payee) to its bank. Most financial institutions support the import of messaging and batch files for both FedNow® and Real-Time Payments (RtP), ensuring smooth processing. Once the file is correctly uploaded, the creditor’s bank processes the payment through a secure "Payment Hub"—with The Clearing House serving as the RtP Hub—and relays the message to the debtor's (payer's) bank. This streamlined approach not only accelerates transaction processing but also enhances transparency and reliability for all parties involved.
... easily create Instant Payments RfP files. No risk. Test with your bank and delete "test" files before APPROVAL on your Bank's Online Payments Platform. Today Payments is a leader in the evolution of immediate payments. We were years ahead of competitors recognizing the benefits of
Same-Day ACH and Real-Time Payments funding. Our business clients receive faster availability of funds on deposited items and instant notification of items presented for deposit all based on real-time activity. Dedicated to providing superior customer service and industry-leading technology.
Contact Us for Instant Sales Tax payment processing pricing
